How to Buy a Home with Just One Year of Self-Employment (Even if You’re a Freelancer)
By: Brandon Scott Published on: 22/04/2025Most people think you need two years of self-employment history to get a mortgage. But that’s not always true. Learn how one-year-income buyers—like Uber drivers, freelancers, and small biz owners—can qualify with the right lender and documentation.
You Might Already Be Paying a Mortgage—Just Not Your Own. Here’s the Math
By: Brandon Scott Published on: 22/04/2025Renters often overestimate how much homeownership costs. In this post, we break down real rent vs. buy comparisons in our local area—and reveal when buying actually becomes cheaper than renewing your lease.
How to Turn Your Rent Payments Into a Down Payment—Without Changing Apartments
By: Brandon Scott Published on: 22/04/2025Think you’re stuck renting forever? Think again. Learn how “credit rent reporting” can turn your on-time rent into a homebuying advantage—without even moving. This strategy can boost your score, lower your mortgage rate, and get you closer to homeownership.
Are You Missing Out on a 20% Tax Deduction Because of How You Title Your Rental?
By: Brandon Scott Published on: 14/04/2025You might be losing thousands in tax savings if your rental property isn't held in the right structure. Learn how pass-through entities like LLCs can unlock a powerful deduction—and when they might actually hurt you.
