How to Buy a Home with Just One Year of Self-Employment (Even if You’re a Freelancer)
By: Brandon Scott Published on: 22/04/2025Most people think you need two years of self-employment history to get a mortgage. But that’s not always true. Learn how one-year-income buyers—like Uber drivers, freelancers, and small biz owners—can qualify with the right lender and documentation.
You Might Already Be Paying a Mortgage—Just Not Your Own. Here’s the Math
By: Brandon Scott Published on: 22/04/2025Renters often overestimate how much homeownership costs. In this post, we break down real rent vs. buy comparisons in our local area—and reveal when buying actually becomes cheaper than renewing your lease.
How to Turn Your Rent Payments Into a Down Payment—Without Changing Apartments
By: Brandon Scott Published on: 22/04/2025Think you’re stuck renting forever? Think again. Learn how “credit rent reporting” can turn your on-time rent into a homebuying advantage—without even moving. This strategy can boost your score, lower your mortgage rate, and get you closer to homeownership.
You Probably Qualify for This Little-Known Home Loan—and Don’t Even Know It
By: Brandon Scott Published on: 27/03/2025Think you can’t afford to buy a home? Think again. Learn about the Home Advantage loan—a lesser-known program offering down payment help and low rates for middle-income buyers. You may already qualify and not even know it.
